(istockphoto.com)

Accounting for Green

New research may change how commercial real estate loans are designed

Among the many risks involved in commercial real estate lending today, energy risk is so poorly understood that lenders simply do not have the tools they need to measure it. This ignorance of energy risk — the likelihood that higher energy costs compromise a building owner’s ability to make their mortgage payments — leads to inflated loans. This is because both efficient and inefficient buildings are judged the same in the eyes of the lender. But UC Berkeley researchers have developed a tool they claim would measure the net benefit of energy savings investments.

Feb 13, 2013 Bill Romanelli

Social Network

How crowdfunding connects strangers — and your business – to money

“Small Market, Big Heart” tells the story of the Sacramento Kings and their fans’ fight to hold onto the team. But the 80-minute documentary — packed with NBA archive footage and interviews with Kings’ executives, local politicians and sports entertainment personalities — isn’t from the NBA offices or an established production company.

Feb 12, 2013 Andrea Kennedy
(istockphoto.com)

Bank of Tomorrow

New sources for business loans

Banks are running up against some odd new competitors these days. Big box retailer Costco is advertising mortgages. Wal-Mart has issued its own debit card. Amazon is offering loans to merchants in its online marketplace.

Feb 12, 2013 Robert Celaschi

The Buy-In

It was sometime in 2004 when Larry Booth and his brother Martin swallowed the truth that they wouldn’t live forever.

Aug 1, 2012 Bill Romanelli
(istockphoto)

Degree of Difficulty

The life-altering burden of diploma debt

Fluff the pillows and stock the fridge because, chances are, your adult kids are coming home. Nearly one-third of Americans age 25 to 34 have lived with their parents in recent years, according to a 2011 study by Pew Research Center. But before you start blaming a generation of millennials — known for their unearned trophies and sense of entitlement — remember it’s the generations past who wrought an economy with tuition hikes and growing unemployment.

Jul 1, 2012 Stephanie Flores

Contract Killer

Local businesses struggle with dwindling government deals

Companies in the Sacramento region have long counted on government contracts to smooth out the gyrations of economic cycles. Local, state and federal governments had deep pockets and a seemingly unending appetite for goods and services.

Companies in the Sacramento region have long counted on government contracts to smooth out the gyrations of economic cycles. Local, state and federal governments had deep pockets and a seemingly unending appetite for goods and services.

Feb 1, 2012 Robert Celaschi