Seven years after passage of the Affordable Care Act created a new world order in health insurance, it all may be upended. With a new administration in Washington, all or parts of Obamacare could be repealed and replaced. All the while, premium increases have continued apace:
Thinking about taking a job at a small company? Don’t expect a good retirement plan.
The start of the year is resolution time, the season when gyms push special deals to lure new customers or pull in old ones. Jeff Rizzo isn’t trying to sell you a gym membership, but if you’re into technology and fitness, he does want to equip you with the latest gear for the lowest price.
California will be forced to pay billions more in pension contributions for government employees after the state retirement system’s decision to lower its assumed rate of return.
Californians in April will start paying more to register their cars — not to help maintain roads, but to keep the pension checks rolling for the motorcycle cops who policed them.
Wells Fargo’s attempt to force aggrieved customers into closed-door arbitration over its fake-accounts scandal is drawing a legislative backlash in its home state of California and risks subjecting the bank to another round as a public punching bag.
Dayton, Ohio, gave the world the Wright Brothers and the electric cash register. As recently as 1990, manufacturing jobs there were the backbone of the local economy. But in the two decades since, the area has lost thousands of blue-collar jobs, and the local housing market still wears the scars of the foreclosure crisis.
Donald Trump wants American companies to bring trillions of dollars in offshore cash back home, arguing that the money could be used to fund a manufacturing renaissance.
U.S. banks stocks jumped the most since May, led by regional lenders, on speculation a Trump presidency could usher in reforms that ease regulatory burdens on financial-services firms.
U.S. stocks rallied amid heavy trading and Treasuries tumbled as investors reassessed the effects of Donald Trump’s surprise victory in the American presidential election.
California Treasurer John Chiang’s decision to ban Wells Fargo & Co. from underwriting state debt isn’t interfering with demand for the securities of the municipal market’s biggest issuer.
For a sense of how fungible the label “financial adviser” has become, talk to Mike Chamberlain of Chamberlain Financial Planning & Wealth Management, which has an office in Sacramento. “’Financial services industry’ is a very broad term,” he says, “and I don’t like being included in it.
The California Public Employees’ Retirement System, the largest U.S. public pension fund, is ratcheting down expected investment gains over the next decade as low interest rates and a gloomier stock market depress returns.
Making advance funeral and cemetery arrangements (“preneed”) will provide the most peace of mind for yourself and your family. Much like an advance health directive lays out your wishes while you’re alive, a preneed agreement establishes your wishes afterward.
It’s not yet tax season, I know, I know. But as a self-employed freelancer, solopreneur or consultant, and doer of all things for your business, it’s quite imperative that you prioritize estimated quarterly taxes — the next deadline is just around the corner. And actually, there are penalties if you ignore these taxes. So listen up, freelance friends!
For many parents, putting a kid in daycare costs more than the rent. And the price continues to climb.
Entrepreneurs tend to be forward-looking: They aim to develop cutting-edge technologies and drive industry-changing innovation with an eye toward shaping the future. Having a long-term outlook should be applauded — and that view should extend to personal finance topics, as well.
Many Americans have more time to do what they want to do. With a rise in average life expectancy, a longer career doesn’t necessarily mean a shorter retirement.
Everyone knows the basic rule for building good credit: Pay your bills on time, for a long time. What many people don’t realize is how important it is to use far, far less than the total amount of credit available on your cards.
Ann Thompson, a regional sales executive for Bank of America, knows that the surest route into the hearts and minds of millennials is through their hands — not hand-holding, but talking to them through technology. “They want to be self-served and want things convenient,” Thompson says. “So, we have to reach them through that thing they hold in their hands, a smartphone.”