To Tip or Not To Tip?

Will an increased hourly wage decrease tips?

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Do Millennials Hate Government?

Assemblymember Matt Dababneh on how he appeals to young voters

With membership in both major political parties in freefall, it should come as no surprise that Dems and Republicans are trying desperately to get the attention of millennials, America’s 82-million strong contingent of mostly 20-somethings. But all the shiny bells, whistles and “we get you” come-ons don’t seem to be doing much good. Millennials remain the prettiest girl not at the party.

Jul 9, 2015 Rich Ehisen

Minimum Wage: In Support of the Working Poor

Letting the minimum wage remain stagnate is inhumane and bad for our communities

When the economy serves people by allowing them to earn money, they can invest money back into the economy, thereby increasing economic health for everyone. We want an economy where full-time workers are self-sufficient and not dependent on government aid to supplement their wages. We want an economy that works for us. But here is a glimpse of our reality:

Jul 6, 2015 Bishop Esley Simmons
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Mental Wealth

Financial therapists know: It’s more than just the Benjamins, baby

There’s an old joke from the TV series “Friends”: Ross complains about how he’s torn between two women, so Chandler replies, “This must be so hard. Oh no, two women love me. They’re both gorgeous and sexy. My wallet’s too small for my fifties and my diamond shoes are too tight!” That’s the typical reaction when people hear about wealth psychology…

Mar 24, 2015 Jeff Wilser
Design by Lily Therens; elements from Shutterstock

More Money, More Problems

When to engage a wealth manager

The dramatic transfer of accumulated wealth from the baby boomer generation and regional employment gains could serve as a catalyst for individuals to engage with wealth management experts. Here are some of the most common questions (and answers) about wealth management:

Mar 20, 2015 Barry Brundage
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Get Up

Our tax system should make upward mobility possible for all

California has long been known as the land of opportunity, but for too many residents, opportunity is receding. Inequality continues to rise even though California has one of the most progressive tax structures in the nation. Something more is needed.

Mar 18, 2015 Robert Hertzberg

The Art of Zen and E-commerce

Online business supports intentional living

Tucked away in the Sierra foothills, just north of Nevada City, is the Ananda World Brotherhood Colony. And while many spiritual communities like Ananda often fail after a few years, this one has managed to last for nearly 50 — partly because the advent of online commerce has made it easier for people in rural areas to support themselves.

Feb 27, 2015 Lisa Renner
This gentleman planned ahead, and now — he's signing something. 

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Happy National Estate Planning Awareness Week!

But before the party starts, here are 7 questions you need to answer

If National Estate Planning Awareness Week, which started yesterday,  snuck up on you this year, you are not alone. In fact, if you don’t have an estate plan, you have lots of company. Fifty percent of Americans lack a will and other vital estate planning documents, and their absence is a sure path to probate court and often lengthy, costly legal proceedings before an estate is settled.

Oct 21, 2014 Barry Brundage

Made to Last

Trusteed IRAs can stretch assets over generations

You’ve made all the right financial decisions. You’ve saved, you’ve planned, you’ve invested. But what if your heirs aren’t quite ready for the responsibilities and tax advantages that go along with inheriting your dutifully funded IRA? Your best bet for control from the grave may be a trusteed IRA.

Aug 28, 2014 Esther Shein

Rent the American Dream

Sacramento millennials aren't interested in mortgages

Brian Collins is a 26-year-old director of accounts at Sacramento-based mobile applications marketing firm Appency. He makes what he calls “decent money,” is putting lots of it into a 401(k) and has an eye on his financial future. And, like most people his age, he’s decided that buying a house is not part of the plan.

Mar 1, 2014 Steven Yoder
Chris Hay, owner and farmer, Say Hay Farms

Land of the Fee

Can micro loans dig farmers out of their financial holes?

Today’s small farmer climbs an uphill battle to find land, secure capital and overcome the hefty start-up costs. Today, farmers make up less than 1 percent of the population (compared to 15 percent in 1950), they tend to be older (the average age is 57) and about 25 percent are expected to retire in the next 20 years. “This is a new problem for human society,” writes Sharon Astyk, author of “A Nation of Farmers.”

Oct 31, 2013 Jeff Wilser