This gentleman planned ahead, and now — he's signing something. 

(shutterstock)

Happy National Estate Planning Awareness Week!

But before the party starts, here are 7 questions you need to answer

If National Estate Planning Awareness Week, which started yesterday,  snuck up on you this year, you are not alone. In fact, if you don’t have an estate plan, you have lots of company. Fifty percent of Americans lack a will and other vital estate planning documents, and their absence is a sure path to probate court and often lengthy, costly legal proceedings before an estate is settled.

Oct 21, 2014 Barry Brundage

Made to Last

Trusteed IRAs can stretch assets over generations

You’ve made all the right financial decisions. You’ve saved, you’ve planned, you’ve invested. But what if your heirs aren’t quite ready for the responsibilities and tax advantages that go along with inheriting your dutifully funded IRA? Your best bet for control from the grave may be a trusteed IRA.

Aug 28, 2014 Esther Shein

Rent the American Dream

Sacramento millennials aren't interested in mortgages

Brian Collins is a 26-year-old director of accounts at Sacramento-based mobile applications marketing firm Appency. He makes what he calls “decent money,” is putting lots of it into a 401(k) and has an eye on his financial future. And, like most people his age, he’s decided that buying a house is not part of the plan.

Mar 1, 2014 Steven Yoder
Chris Hay, owner and farmer, Say Hay Farms

Land of the Fee

Can micro loans dig farmers out of their financial holes?

Today’s small farmer climbs an uphill battle to find land, secure capital and overcome the hefty start-up costs. Today, farmers make up less than 1 percent of the population (compared to 15 percent in 1950), they tend to be older (the average age is 57) and about 25 percent are expected to retire in the next 20 years. “This is a new problem for human society,” writes Sharon Astyk, author of “A Nation of Farmers.”

Nov 1, 2013 Jeff Wilser

Cashing Out

Life among the ranks of the unbanked

Two hundred, four hundred … twenty, forty, sixty, eighty, five hundred …

As the young woman behind the glass divider counts out the entirety of my paycheck, I can’t help but think of how measly it looks before I stuff it in my wallet.

May 1, 2013 John Blomster

Bad Reasons to Buy

Home-ownership isn't for everyone

For all the tales of woe during the real estate downturn, many new homeowners see their purchase as a good move. Debbie Grose, a financial advisor at Lighthouse Financial Planning in Folsom, helped 32-year-old talent acquisition manager Pranav Damle and his wife walk through their decision to buy a 3-bedroom, 2-bath house in Folsom last year.

Mar 1, 2013 Steven Yoder

Million-Dollar Babies

Starting a family needn’t push retirement out of reach

Michael and Susan Pope had witnessed enough of parenthood to give them second thoughts about having children of their own. After seeing friends vanish into an abyss of diaper bags, sleepless nights, stress, arguments and the apparent loss of every conceivable freedom, they had plenty of reasons to reconsider.

Mar 1, 2013 Bill Romanelli