Dave Roughton serves as CEO for SAFE Credit Union and as an executive committee board member for the Greater Sacramento Economic Council (GSEC), where he is instrumental to both organizations’ success.

The end of this year marks Bank of Marin’s first full year in the Greater Sacramento region. Its leaders credit the bank’s success to the continued support of its clients, dedication of its hard-working teams, and the bank’s commitment to the local community.

The recession of 2008 and its aftermath reordered the landscape across industries. In banking, the most obvious effect was to tighten the rules on mortgage lending after passage of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act.

There’s a reason “Shark Tank” venture capitalist Kevin O’Leary, aka Mr. Wonderful, asks entrepreneurs about their numbers immediately after pitching their product and business model product, says certified public accountant Ahamadou Alainchar Bocar.

Since the end of the Great Recession in 2009 and the long recovery period that followed, many economic experts have been anticipating the next downturn. While economists say predicting it is complicated, with trade tensions with China causing concern, other factors, such as the unemployment rate and economic output, have been reported to be healthy.