NonProfits United (NPU), a Sacramento-based organization, stands as a pillar of support for hundreds of nonprofits across California, offering essential pooled insurance that helps social service organizations stay focused on serving their communities, even amid uncertainty in the commercial insurance market. Since its founding, NPU has worked to ensure that nonprofits, often operating on shoestring budgets, have affordable and reliable access to vehicle and workers’ compensation coverage.
Their mission is clear: to provide quality, cost-effective insurance to private nonprofit organizations statewide. The organization operates two programs. The Vehicle Insurance Program (VIP) emerged in response to a crisis in the 1980s, when insurers were pulling out and affordable coverage for nonprofit transportation fleets was vanishing. Today, the VIP helps more than 200 member nonprofits safeguard the vehicles that transport disabled, elderly and disadvantaged clients, helping to bridge critical gaps for vulnerable populations. The Workers’ Compensation Group, founded in 2004, gives nonprofit social service agencies unique control over their workers’ compensation plans, collectively covering more than 20,000 employees across California.
Access to NPU’s programs is provided through insurance brokers who specialize in nonprofit coverage, ensuring tailor-made solutions for organizations navigating complex risk environments. NPU’s members elect the boards that oversee the program and the organization partners with service providers ranging from claims adjusters to actuaries and attorneys, always with the goal of maximizing benefits for the nonprofits it serves.
CEO Dan Berry, who assumed leadership in June following the retirement of long-time CEO Jeffrey Einhorn and program director Bree Wallace, emphasized the organization’s strong financial footing and reputation in the Sacramento nonprofit community. Berry sees the recent leadership transition as a chance to build on NPU’s successes and reach more nonprofits across California’s social services sector. Berry notes, “The good news is, I inherited NPU in a great place thanks to their years of work.”
For local businesses and community members looking to lend support, Berry encourages backing social service nonprofits and ensuring insurance brokers consider NPU’s programs. By pooling resources, NPU enables its members to achieve economies of scale, more predictable rates and greater operational stability, helping vital organizations weather market challenges so they can keep serving those who need them most.
