Compared to other industries, banks operate from a unique position, in that they have to focus intently on their own security, but also make sure their clients have the knowledge and tools to protect against computer criminals. Providing that protection usually comes down to a matter of security versus convenience.
Nationwide, captives are growing fast. In 2012, 18 new U.S. group captives were formed, the highest level since 2007. But buying into a captive puts both rewards and risks into the hands of business owners.
I own a design firm, and we regularly employ freelance designers and photographers. Some work for us sporadically and others work for us on a regular basis. What are my responsibilities regarding liability and workers’ compensation?
During the recession, risk management seemed a lot more like crisis management than a forward-looking, enterprise-wide approach to handling risks in a way that promoted sustainable growth. But today, smart companies align their risk management tactics with their strategic plans, which is helping them achieve their most important business priorities.
After all these years since California voters passed Proposition 13, what will it take to have a rational discussion about amending the way commercial property is assessed?
Unscrupulous vendors are a small part of the so-called shadow economy – the unlicensed contractor for sure, but also a vast black market of businesses, often cash-only, working out of homes or garages, that don’t pay the taxes or licensing fees their competitors do. While profitable for the person getting away with it, this underground economy hits all of us right where it hurts – in the pocketbook.
In California, lighting systems in commercial buildings account for an average of 35 to 40 percent of a facility’s total electrical use. That makes lighting systems the greatest target for potential savings as the state aims to achieve zero net energy in commercial buildings by 2030. Here’s what you need to know to get compliant.
The updated Title 24 energy efficiency standards will greatly impact how property owners design, construct and renovate buildings. Bernie Kotlier, co-chair of the nonprofit California Advanced Lighting Controls Training Program, shares the best ways to navigate the changes:
What items gathered during the recruitment process can I share with others? We require approval from several parties before making an employment offer, and I am concerned that we may be sharing confidential information when “check complete” should be enough.
Whether you’re looking for tenants or shopping for space: Here are some tips that might sweeten the deal or — if overlooked — can make one go sour.
I own a small women’s apparel boutique. The neighboring sandwich shop just was served with a federal lawsuit regarding ADA compliance. I am concerned I could be next. This building is very old. Is anything “grandfathered in”? What can I do to protect myself?
With California leading the nation in ADA lawsuits, two years ago state legislators enacted a reform designed to thread the needle between those positions by educating more businesses about their responsibilities so they would make required access changes. Today, no one can say whether compliance has increased. But the number of ADA lawsuits has soared.
Patent infringement lawsuits have long been the business version of a first world problem — a thorny matter for the Googles and Samsungs of the world. But in recent years, so-called patent trolls, shell companies that exist only to sue other companies for allegedly violating patents the shell company owns, have been going after much smaller businesses, from coffee shops to real estate offices.
Janie Desmond Ison, 54, is the 2014 board chair of the Downtown Sacramento Partnership. She also has more than 20 years of involvement with the Old Sacramento Business Association.
One morning last year, Cyberguys, a computer and tech accessories retailer, started getting a lot of calls from customers with the same question. Was the company really selling hard drives for $3?
Small businesses that bloom usually succeed by filling a niche that no one else can, offering unique skills, personal service or a killer product. But they also often depend on the know-how of one or a few irreplaceable people. If tragedy strikes them, it can take down the whole firm.
Hospitals, law firms and state agencies involved in implementing the Affordable Care Act have seen a sizable bump in workload — and in some cases, staff sizes — as they prepare for the major overhaul mandated by the 2010 law and to adjust to other industry changes.
U.S. Rep. Ami Bera has spent most of his career as one of the Capital Region’s leading voices on health care, first as a doctor and later as Sacramento County’s chief medical officer and a dean of admissions for the UC Davis medical school.
The scene was right out of a TV cop drama. Shots rang out. A crowd ducked for cover. The bad guys sped off in a getaway car. The incident in a Sacramento shopping mall last year was real life. But just like on television, the case was wrapped up in three hours, with the bad guys in jail and the car impounded.
Banks throughout the country are putting new practices in place to comply with an onset of new federal regulations prompted by the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act and other post-meltdown rule changes. Those expensive efforts are sparking major changes and concerns for some of the Capital Region’s smaller lenders.