For Ken Apperson, the pivotal moment came in fall 2002. He was shuffling through the sporting goods section of Walmart in search of tennis balls when his cell phone rang. The caller, his old chum Scott Knorp, wanted them to quit their lucrative sales jobs and start their own telecom company.

The year was 1943, the world was at war and Dick Bertolucci cruised the streets of Sacramento in his first car — a black ’33 Chevy Roadster. He was 13 and didn’t have a license.